by 
Public Sector Bank Jobs are among the most stable and respected careers in India. The 12 public sector banks – State Bank of India and 11 nationalised banks – recruit clerks, probationary officers and specialist officers every year through national-level exams. Understanding how Public Sector Bank Jobs are filled helps you choose the right exams and prepare in the right order.
This guide explains the list of public sector banks, the main recruitment routes, salary levels and a simple preparation path for Kerala candidates.
The 12 Public Sector Banks in India
| Bank | Headquarters |
|---|---|
| State Bank of India | Mumbai |
| Bank of Baroda | Vadodara |
| Bank of India | Mumbai |
| Bank of Maharashtra | Pune |
| Canara Bank | Bengaluru |
| Central Bank of India | Mumbai |
| Indian Bank | Chennai |
| Indian Overseas Bank | Chennai |
| Punjab National Bank | New Delhi |
| Punjab & Sind Bank | New Delhi |
| UCO Bank | Kolkata |
| Union Bank of India | Mumbai |
How Public Sector Bank Jobs Are Filled
| Route | Posts | Conducted by |
|---|---|---|
| IBPS Clerk (CRP CSA) | Customer Service Associate | IBPS for 11 banks |
| IBPS PO (CRP PO/MT) | Probationary Officer / Management Trainee | IBPS |
| IBPS SO (CRP SPL) | Specialist Officers (IT, Agriculture, Law, HR, Marketing) | IBPS |
| SBI Clerk / SBI PO | Junior Associate / Probationary Officer | SBI |
| Bank-specific notices | Specialist and contract roles | Each bank |
Salary Overview
| Post | Approximate starting basic pay |
|---|---|
| Clerk (IBPS / SBI) | About ₹24,050 to ₹26,730 (varies by bank and settlement) |
| PO (IBPS) | ₹48,480 (JMGS-I) |
| SBI PO | ₹48,480 including advance increments |
Total salary includes DA, HRA, special allowance and other benefits, and differs by city and bank wage settlement.
Eligibility in Brief
- Clerk: Any degree, age 20–28 years (general), local language proficiency of the state.
- PO: Any degree, age 20–30 years (general).
- SO: Degree or postgraduate qualification in the relevant field.
Preparation Path for Public Sector Bank Jobs
- Start with Clerk-level basics: English, numerical ability and reasoning.
- Add General/Financial Awareness for mains: RBI policies, banking terms, schemes.
- Practise computer-based mocks regularly.
- Move to PO level: Higher-level puzzles, data interpretation and descriptive writing.
- Prepare for interviews (PO and SO): banking knowledge and personality.
Why Choose Public Sector Bank Jobs?
- Job security and regular promotions
- Pension under NPS and medical benefits
- Transfers across India and chances of Kerala postings
- Respect and work-life stability
Public Sector Bank Jobs: Quick Checklist
Here is a short checklist to help you act on this Public Sector Bank Jobs information with confidence.
- Read the official notification or official website before you apply or make decisions.
- Keep your certificates, ID proof and photographs ready in both print and PDF form.
- Prepare a clear, updated resume that highlights skills relevant to the role.
- Never pay money to anyone who promises a job or selection.
- Follow trusted sources and save important dates in your calendar.
Using this checklist, you can make better and safer decisions about Public Sector Bank Jobs.
We review and update this Public Sector Bank Jobs guide whenever official notices or rules change. Bookmark this page, share it with friends who need it, and always confirm the latest details on the official website before you take any step.
Frequently Asked Questions
How many public sector banks are there in India?
Twelve, including State Bank of India.
Which exam should beginners write?
IBPS Clerk and SBI Clerk are good starting points.
Is Malayalam required for bank jobs in Kerala?
Yes. For clerical posts in Kerala, candidates must know Malayalam as per the notification.
Are bank jobs permanent?
Yes. Clerk, PO and most SO posts in public sector banks are permanent after probation.
Related: Public Sector Bank Jobs | IBPS Jobs
Disclaimer: Kerala Job News is not affiliated with any government department, recruiting body or employer mentioned here. This article is compiled from official bank and IBPS information for general information only. Details can change, so always confirm on the official website before you apply or pay any fee. Kerala Job News never charges money for job information.
